Romona Smith, a 20-year-old college student from Nashville, is struggling to make ends meet while pursuing a degree in social work and psychology. Despite working multiple jobs and receiving some financial aid, she faces challenges with budgeting, paying for tuition, and managing student loans and credit card debt. With little support from her family, she is determined to achieve financial stability and success in her chosen field.
Smith works at McDonald’s in California during the summer and as a clerk at Kroger in Nashville during the school year. She lives rent-free during the summer with her college roommate’s family but has to pay for on-campus room and board. Smith wants to buy a car to save money on transportation costs but is struggling to get a loan due to high interest rates.
She is focused on her education and building a successful career but worries about the impact of another Trump presidency on job equity and diversity initiatives. Despite her financial challenges, Smith is determined to continue working hard and saving money to achieve her goals.
Smith is experimenting with different ways to save, such as using an “indestructible” piggy bank to set aside cash from her paychecks. She is part of a growing number of young Black workers prioritizing saving and building generational wealth. Despite the financial pressures she faces, Smith remains committed to her education and her future success.
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